:root{--navy:#1B2A4A;--navy-90:#2C3A57;--navy-70:#4F5B73;--navy-12:rgba(27,42,74,.12);--orange:#FF6B2B;--orange-hover:#F25D1F;--orange-soft:#FFE6D9;--ink:#1A1A2E;--ink-70:rgba(26,26,46,.70);--gray-50:#F5F7FA;--gray-200:#D6DCE6;--white:#fff;--font:"Archivo",-apple-system,BlinkMacSystemFont,"Segoe UI",system-ui,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:16px/1.6 var(--font);color:var(--ink);background:var(--white)}
img,svg{max-width:100%}
a{color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px;z-index:10}

/* header */
.top{background:var(--white);border-bottom:1px solid var(--navy-12);position:sticky;top:0;z-index:5}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:72px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo-mark{width:38px;height:38px;border-radius:8px;background:var(--navy);display:grid;place-items:center}
.logo-mark svg{width:22px;height:22px;color:var(--orange)}
.logo b{display:block;font-size:22px;font-weight:800;letter-spacing:.06em;line-height:1}
.logo small{display:block;font-size:11px;color:var(--navy-70);letter-spacing:.02em;margin-top:3px}
nav.main{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
nav.main a{text-decoration:none;color:var(--navy);font-weight:500;font-size:15px}
nav.main a[aria-current]{color:var(--orange)}
nav.main .phone{font-weight:700}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--orange);color:#fff !important;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:8px;border:0;font:700 16px/1 var(--font);cursor:pointer}
.btn:hover{background:var(--orange-hover)}
.btn.sm{padding:10px 16px;font-size:15px}
.btn.ghost{background:transparent;color:var(--white) !important;box-shadow:inset 0 0 0 2px rgba(255,255,255,.6)}
.btn.ghost:hover{background:rgba(255,255,255,.08)}

/* hero */
.hero{background:var(--navy);color:var(--white);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding-top:72px;padding-bottom:72px}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--orange);margin-bottom:14px}
.hero h1{font-size:48px;line-height:1.08;font-weight:800;margin:0 0 18px;letter-spacing:-.01em}
.hero p.lede{font-size:19px;color:rgba(255,255,255,.82);margin:0 0 28px;max-width:560px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero-art{background:var(--white);border-radius:14px;padding:28px 22px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-art .route{margin-top:6px}
.page-hero{background:var(--navy);color:#fff}
.page-hero .wrap{padding-top:56px;padding-bottom:56px}
.page-hero h1{font-size:40px;line-height:1.1;margin:0 0 12px;font-weight:800}
.page-hero p{font-size:18px;color:rgba(255,255,255,.82);margin:0;max-width:640px}

/* trust strip */
.strip{background:var(--gray-50);border-bottom:1px solid var(--navy-12)}
.strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:22px;padding-bottom:22px}
.stat{display:flex;gap:12px;align-items:center}
.stat svg{width:28px;height:28px;color:var(--orange);flex:0 0 auto}
.stat b{display:block;color:var(--navy);font-size:17px;line-height:1.2}
.stat span{font-size:14px;color:var(--ink-70)}

/* sections */
section.band{padding:72px 0}
section.alt{background:var(--gray-50)}
.sec-head{max-width:680px;margin-bottom:32px}
h2{font-size:34px;line-height:1.15;color:var(--navy);margin:0 0 12px;font-weight:800}
h3{font-size:19px;color:var(--navy);margin:0 0 6px;font-weight:700}
.sec-head p{color:var(--ink-70);font-size:18px;margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--white);border:1px solid var(--navy-12);border-radius:12px;padding:24px}
.card .ic{width:44px;height:44px;border-radius:10px;background:var(--orange-soft);display:grid;place-items:center;margin-bottom:14px}
.card .ic svg{width:24px;height:24px;color:var(--orange)}
.card p{margin:0;color:var(--ink-70)}
.card ul{margin:12px 0 0;padding-left:18px;color:var(--ink-70)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.step{position:relative;padding:24px;border-radius:12px;background:var(--white);border:1px solid var(--navy-12)}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:14px}
.step p{margin:0;color:var(--ink-70)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.checks{list-style:none;padding:0;margin:20px 0 0}
.checks li{display:flex;gap:10px;margin:0 0 12px}
.checks svg{width:22px;height:22px;color:var(--orange);flex:0 0 auto;margin-top:2px}
.panel{background:var(--navy);color:#fff;border-radius:14px;padding:32px}
.panel h3{color:#fff;font-size:22px}
.panel p{color:rgba(255,255,255,.82)}
.tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.tag{background:var(--white);border:1px solid var(--navy-12);border-radius:999px;padding:8px 16px;font-weight:600;color:var(--navy);font-size:15px}
.cta-band{background:var(--orange)}
.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-top:40px;padding-bottom:40px}
.cta-band h2{color:#fff;margin:0;font-size:28px}
.cta-band p{color:rgba(255,255,255,.9);margin:6px 0 0}
.cta-band .btn{background:var(--navy)}
.cta-band .btn:hover{background:var(--navy-90)}
.prose p{max-width:720px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1.4fr .9fr;gap:40px;align-items:start}
form.f{background:var(--white);border:1px solid var(--navy-12);border-radius:12px;padding:28px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
label{display:block;font-weight:600;margin:14px 0 6px;font-size:15px;color:var(--navy)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;padding:12px;border:1px solid var(--gray-200);border-radius:8px;font:16px/1.4 var(--font);color:var(--ink);background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--orange);outline-offset:1px;border-color:transparent}
textarea{min-height:120px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;margin:20px 0 8px;font-weight:400;font-size:13px;line-height:1.5;color:var(--ink-70)}
.consent input{margin-top:3px;flex:0 0 auto;width:18px;height:18px;accent-color:var(--orange)}
.fine{font-size:13px;color:var(--ink-70);margin:0 0 18px}
.hp{position:absolute;left:-9999px}
.side h3{margin-top:0}
.side .line{display:flex;gap:12px;margin-bottom:18px}
.side .line svg{width:22px;height:22px;color:var(--orange);flex:0 0 auto;margin-top:3px}
.side .line p{margin:0}

/* legal */
.legal{padding:48px 0 72px}
.legal h2{font-size:21px;margin-top:28px}
.legal p,.legal li{max-width:760px;color:var(--ink)}

/* footer */
footer{background:var(--navy);color:rgba(255,255,255,.78);font-size:14px}
footer .wrap{padding-top:44px;padding-bottom:28px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
footer h4{color:#fff;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px}
footer a{color:rgba(255,255,255,.85);text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:8px}
footer .logo{color:#fff;margin-bottom:12px}
footer .logo small{color:rgba(255,255,255,.7)}
.legalline{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:18px;font-size:13px}

@media (max-width:900px){
 .hero .wrap,.split,.contact-grid{grid-template-columns:1fr}
 .hero-art{max-width:520px}
 .cards,.steps{grid-template-columns:1fr}
 .strip .wrap{grid-template-columns:1fr 1fr}
 .fgrid{grid-template-columns:1fr}
}
@media (max-width:600px){
 .hero h1{font-size:34px}
 .page-hero h1{font-size:30px}
 h2{font-size:27px}
 .hero .wrap{padding-top:44px;padding-bottom:44px}
 section.band{padding:52px 0}
 nav.main{gap:14px}
 nav.main .phone,nav.main .btn{display:none}
 .row2{grid-template-columns:1fr}
 .strip .wrap{grid-template-columns:1fr}
}